Post by asadul5585 on Feb 22, 2024 5:27:12 GMT
If you can no longer bear making charges and waiting for payment of a debt for the provision of a certain service or sale of a product, a solution may be the so-called "title protest": a formal notification, made at a notary's office, which notifies the consumer of a possible-future-dirty-name. The Default Map made by Serasa shows that there are almost 70 million people in default in Brazil currently. The majority – almost 32% of the total – are between 31 and 40 years old. Does this description remind you of any customers who count on your company? Understand below how protest can reduce the number of debtors and debts and when and for what reasons to resort to this alternative. What is title protest? According to Law 9492/97 , a title protest is an act registered at a notary's office that formalizes the default situation of a person who has contracted a service or purchased a product and has not paid for it.
This protest then characterizes the consumer's lack of commitment to paying a debt. We can consider it a formal and legal warning that a certain amount needs to be agreed by person "x" with company "y" before their name becomes dirty at Serasa. Protest registries throughout Brazil are responsible for monitoring this type of situation: when they receive a protested title, they Kuwait Mobile Number List carry out an analysis to see if everything in the law has been complied with by the company responsible for filing the process. Only after this is the debtor notified of the debt at the notary's office by the agency itself. After receiving the notice, this consumer has up to three business days to settle outstanding payments and, if the deadline is not met, the protest is finally made effective.
It's just not worth making confusion between negative names and protested names, okay? Differences between a negative name and a protested name Even if you haven't even started your debt protest with the notary's office to receive a certain amount from a client, that person may already have a bad name with the SPC and Serasa for other reasons. One thing does not cancel or prevent the other. Those with a bad name are prevented from obtaining credit and loans from banking institutions, are rarely able to obtain financing and may have an installment purchase canceled before even trying to complete the transaction. This situation lasts for five years and, after time, the name ends up being removed from the list of bad payers and no longer appears as "negative", even though the debts continue to exist. Anyone who has their name linked to one or more protested titles is always a "marked piece" in the registry offices and before the law and will remain in the status of "protested" until the process is canceled by whoever collects the debt or payment is proven.
This protest then characterizes the consumer's lack of commitment to paying a debt. We can consider it a formal and legal warning that a certain amount needs to be agreed by person "x" with company "y" before their name becomes dirty at Serasa. Protest registries throughout Brazil are responsible for monitoring this type of situation: when they receive a protested title, they Kuwait Mobile Number List carry out an analysis to see if everything in the law has been complied with by the company responsible for filing the process. Only after this is the debtor notified of the debt at the notary's office by the agency itself. After receiving the notice, this consumer has up to three business days to settle outstanding payments and, if the deadline is not met, the protest is finally made effective.
It's just not worth making confusion between negative names and protested names, okay? Differences between a negative name and a protested name Even if you haven't even started your debt protest with the notary's office to receive a certain amount from a client, that person may already have a bad name with the SPC and Serasa for other reasons. One thing does not cancel or prevent the other. Those with a bad name are prevented from obtaining credit and loans from banking institutions, are rarely able to obtain financing and may have an installment purchase canceled before even trying to complete the transaction. This situation lasts for five years and, after time, the name ends up being removed from the list of bad payers and no longer appears as "negative", even though the debts continue to exist. Anyone who has their name linked to one or more protested titles is always a "marked piece" in the registry offices and before the law and will remain in the status of "protested" until the process is canceled by whoever collects the debt or payment is proven.